BILL BEATING

© COPYRIGHT R.L.WAGNER III 1985
ALL RIGHTS RESERVED

Debt Protection
Make a small payment on each hot check so you don't go to jail
And get a large mean dog who barks without fail,
Get a P.O. Box, answering service, and unlisted phone,
And don't let city or cross reference directories let your name be shown.
When applying for a debt use your real formal name,
But to others………………………………………
Immobilize or change locks on your car to avoid repossession.
And don't receive…………………………………………..
Before you identify yourself know who you are talking to on the phone.
And put…………………………………………………….
Tell them calling at work is unlawful and just won't do it,
And answer as ………………………………………….
Tell your friends only to call only at certain times,
And don't………………………………………..
Examine repossession warrants to make sure they are good,
And know whether………………………………….
Say you already sent the agency the money in the mail,
Or that it was …………………………………………..


Debt Delay
Tell them don't call me…………………………..
Or that a small part of the bill is all you can pay.
Ask them for their …………………………………..
Or for copies of your signature on the charges or the bill.
Send a N.S.F……………………………………………….
To pay on a bill or on another check that the bank did reject.
You can "settle……………………………………………
0r use a bill paying service to slowly pay the account


Debt Evasion
Under the "statute of limitations" if you wait until it’s too late,
You don't have to pay,…………………………………………..
Mentioning you're not the debtor but a relative can be said
Or that the…………………………………………………
Some can pay a collector secretly to destroy a bill,
While others can just………………………………
You can read the credit contract to see how to avoid the account,
Or say the goods are faulty,…………………………..
Write a hot check that is a misdemeanor in one state,
Then go to another state so you don't become jail bait.


Debt Retaliation
If the collector of a medical bill causes you more pain,
Than the original………………………………………
Until your credit rights or account is returned, refuse to pay,
And report calls that…………………………….
Sue the collection agency if they treat you unfair,
Or if with your credit record they threaten to impair.


Debtor Complaint Agencies
The collection agencies managerFederal Trade Commission
Original creditorPhone Company
Attorney GeneralDistrict Attorney
Better Business Bureau


And of course, an attorney which is good for Debt Protection,
And also Debt Delay, Debt Evasion, and Debt Retaliation.
Return them the copy of the bill with the information mentioned below.
Then they will…………………………………………………………………


I HEREBY NOTIFY YOU IN THIS LETTER UNDER STATUE ----------------OF
THE FEDERAL FAIR DEBT COLLECTIONS PRACTICES ACT OF 1977 TO
PLEASE CEASE COMMUNICATIONS WITH ME IN REGARD TO THIS BILL


R. L. Wagner III

(THIS DOCUMENT HAS BEEN PREPARED BY A DEBT COLLECTOR TO
HELP TO KEEP FROM DECLARING BANKRUPTCY.IF YOU OWE A LEGAL
DEBT THE BEST THING YOU CAN DO IS TO PAY IT, HOPEFULLY THIS
DOCUMENT WILL HELP YOU BUY SOME TIME.)


WWW.RLWAGNER.COM.